Only your health and family are more important than your investments. Yet today, most people entrust their financial future to commissioned sales people or do it themselves. Stock brokers and insurance agents, in many cases, provide financial solutions based on their needs and not the clients best interest. “Do-it-your-selfers” rarely have the time, expertise, or access to sophisticated investment products to do an adequate job.

Bakos Investment Management is a unique financial institution that provides an array of asset services to individuals and their families. These services are provided to clients who prefer to outsource their needs for financial advice and other services enabling them to focus on creating and enjoying wealth

Bakos Investment Management can help you achieve your financial goals by:

• Developing a coordinated strategy for all your financial assets
• Managing a disciplined execution of your strategy
• Overseeing the results of the strategy
• Making the decisions to hire and fire your money managers
• Monitoring the performance of your assets
• Making strategic allocation changes as needed
• Coordinating with your tax and legal advisors
• Reporting performance to you each quarter
• Meeting personally with you to review results and discuss strategy

Personalized Services

Bakos Investment Management provides personalized services to simplify complex financial situations. We develop a thorough understanding of your financial circumstances and goals and design an innovative, custom solution for your situation. Our goal is to make the relationship convenient, efficient, and cost-effective.

A Relationship Based on Trust

Your financial interests are the driving force behind the relationship between you and Bakos Investment Management.

• We useone of the largest and best institutional broker,TD AmeritradeInstitutional, to provide custodial services for your assets.
• We fully disclose our compensation to you in advance.
• We do not receive additional compensation to market the products or services of other companies.
• Your investment choices are not limited to proprietary products or services.
• We send you a quarterly report that documents the performance of all your assets.
• We give you immediate access to any information you may require about your assets.

An Expanded Universe of Products and Services

As an independent advisory Bakos Investment Management is able to offer one the most extensive listing of mutual funds and private money managers available in the industry today. Our universe of more than 15,000 funds consists of virtually all no-load families. To enhance the investment opportunities of your portfolio, we expand our no-load mutual fund universe to include load funds we can purchase commission-free, that is, without paying what are typically 3% to 5% up-front sales charges. In addition,we give you access to institutional funds without requiring institutional asset minimums, which can range from $250,000 to $5 million.

Higher net worth clients have access to over 4,000 of the best private portfolio managers in the world, in many cases at reduced fees and minimums. With a private portfolio, your assets are not pooled with those of other investors as they are with mutual funds. Instead you own all the underlying securities within your portfolio.

Convenience and Results

Through Bakos Investment Management, you will receive unified recordkeeping, consolidated statements, and reports that are concise and easy to read. In a matter of a few moments each quarter, you know how all your assets performed during the most recent measurement period.

Bakos Investment Management can help you:

• Maximize performance net of expenses
• Maximize performance net of taxes
• Provide competitive returns with lower risk
• Protect your principal
• Protect the purchasing power of assets
• Provide long-term income

This personalized approach to your financial needs enables us to recommend strategies that match your goals for performance while minimizing expenses and taxes.

Managed Risk

As your assets increase in value, you are likely to develop a more conservative risk tolerance. We help you more effectively manage the risk exposure of your assets by providing three services:

• Recommend a strategy based on your needs, circumstances, and goals so your level of risk is your own and not someone else’s
• Maximize diversification to minimize risk by building a team of managers with different skills, philosophies, and strategies
• Monitor the performance of your assets on a frequent basis and resolve problems quickly because past performance can never be recovered

Cost Effective Strategies

Commissions, fees, and taxes can erode the value of your assets. Bakos Investment Management uses a number of strategies to minimize the erosive impact of expenses and taxes. We negotiate fees on your behalf with private portfolio money managers, provide substantial commission discounts for trading, and provide tax-sensitive management and consulting services.

Fee-Based Compensation

Bakos Investment Management manages your assets for a fee rather than a commission for three important reasons:

• Fees reduce conflicts of interest based on method of compensation.
• Since we do not have to sell you a product in order to be paid, we can focus on what is best for your financial future.
• The method of compensation links our financial success to yours. Our compensation increases or decreases in direct proportion to the value of your assets.

Superior Client Service

We provide one of the highest levels of client service in the industry. Whether it is the quality of our performance reports, our accessibility, our preparation for personal meetings, or electronic access to information, you will find our client services second to none.

Quality Advice

Objective advice and experienced professional service are the cornerstones of our investment servicesfor individuals and families. Bakos Investment Management provides a continuum of care that is unique in the financial services industry. You can be assured the services you need will be there when you need them, and You won’t have to find a new Advisor as your financial goals and needs evolve over time. Quality advice is available for every phase of your financial life.